New IFB Program Offers Affordable Health Care
Indiana Farm Bureau members will have the opportunity this fall to find a more affordable health care option for themselves and their families.
Sign-up for the new Indiana Farm Bureau Health Plans opens Oct. 1, with the benefits taking effect Jan. 1, 2021.
The new program will offer three kinds of plans to members, including Medicare Supplements, dental/vision bundles and under 65 individual or family plans.
For specific information about the plans, members have options:
- Visit the plans’ website, infbhealthplans.com
- Call 1-888-964-0854
- Call or walk into any county Farm Bureau office
There also is a section of INFB’s website that answers the most frequently asked questions about the program, infb.org/membership/ NFBHealthPlansFAQ.
Members have been requesting a health care benefit for a long time. INFB spent 2019 researching ways to address the unsustainable increases in the cost of health coverage and the options to provide access to more affordable benefits. The research included a survey of members, and nearly 2,000 responded. INFB also looked at a variety of health benefit plans and talked with other state Farm Bureaus who are trying to address the same problem.
The first step in the process was legislation that would allow INFB to offer this health benefit plan to members. This was INFB’s top legislative priority during the 2020 session of the Indiana General Assembly, and thanks to the grassroots efforts of members, the bill passed the Senate on a 49-0 vote and the House on a 94-2 vote, becoming law on March 21.
The plan is available to individuals as well as farms and other businesses with fewer than two employees. The traditional plans for people under age 65 will offer a wide array of services and benefits, including:
- Office visits.
- Hospitalization, emergency room and rehabilitative services.
- Prescription drug benefits and laboratory services.
- Preventative and wellness services as well as maternity, newborn and pediatric care.
- Mental health and substance abuse treatment.
As required by law, there will be a 30-day waiting period for those who are not members at the time of application for health benefits.